Richard Canfield

Authorized Infinite Banking Practitioner® | Canadian Educator & Advisor

Richard Canfield is an Authorized Infinite Banking Practitioner® (11th worldwide) recognized by the Nelson Nash Institute® and a leading Canadian educator on the Infinite Banking Concept (IBC).

Based in Chilliwack, British Columbia, he works with Canadian families and entrepreneurs to help them gain control over their banking function, optimize cash flow, and build long-term generational wealth.

He serves through Ascendant Financial and is actively involved in leadership within the Nelson Nash Institute community.

Richard Canfield

Recognized Authority in the Infinite Banking Concept

Richard worked directly with R. Nelson Nash from 2012 until Nash’s passing in 2019.

Richard Canfield

Nash publicly stated:

“Anyone learning the secrets of Infinite Banking from Richard Canfield is in very good hands… Richard understands this system as well as or better than anyone I’ve ever taught.”

This endorsement remains one of the strongest validations within the IBC community.

Canadian Focus: Adapting IBC for Canadian Families

Richard specializes in adapting the Infinite Banking Concept specifically for Canadians.

His work focuses on:

  • Structuring participating whole life insurance policies correctly

  • Optimizing capital efficiency

  • Ensuring uninterrupted compound growth

  • Teaching clients how to properly implement the process

  • Building multi-generational wealth systems

IBC is not an investment, but a process of becoming your own banker.

Richard teaches implementation, not theory.

Richard Canfield

A Recognized Voice: Authorship, Podcasting, and Educational Outreach

Richard Canfield has built significant influence through multiple platforms.

He co-authored the USA Today Featured BestsellerDon’t Spread the Wealth” as well as the Amazon BestsellerCash Follows the Leader“, “Keep Taxes Away From Your Wealth”, and “Canadians Guide To Wealth Building Without Risk”.

He co-hosts the popular “Wealth On Main Street” podcast (formerly known as Wealth Without Bay Street), a key Canadian resource for IBC insights.

His expertise is further amplified through numerous guest appearances on podcasts covering finance, real estate, and entrepreneurship, reaching diverse audiences and gaining third-party validation.

Canfield maintains a strong online presence via Ascendant Financial, LinkedIn, Muck Rack, YouTube, Podchaser, Apple Podcasts, and About.me, consistently sharing IBC knowledge across various formats.

Richard Canfield books

Professional Background

Before entering financial education, Richard:

  • Became a Journeyman Electrician

  • Led crews in Alberta

  • Studied at the Northern Alberta Institute of Technology

  • Invested in rental real estate

  • Became a licensed Realtor in Edmonton in 2008

This background shaped his focus on tangible, controllable financial systems.

Richard Canfield books
Richard Canfield books

Guest Appearances on Leading Podcasts

Caleb Guilliams
Episode Title Show (Host) Date
Ep. 62 – The Compound Effect: Building Knowledge and Wealth – Guest Richard Canfield The GYST Life May 18, 2019
Ep. 43 – Richard Canfield: Becoming Your Own Banker ReWild My Bio (Shawn Slade) June 29, 2021
Ep. 58 – Why Mentoring Is So Critical with Richard Canfield Advisor Advantage (Tammi Brannan) Feb 8, 2018
Ep. 68 – Creating Your Client Community with Richard Canfield Advisor Advantage (Tammi Brannan) Mar 15, 2018
S1E22 – Prepare for the Post Covid-19 World Featuring Richard Canfield Clarity Generates Confidence (Gary Mottershead) Dec 2020
Ep. 211 – Exploring Infinite Banking Strategies with Richard Canfield Average Joe Finances (Mike Cavaggioni) July 26, 2023
The NO Nonsense Guide to Infinite Banking – Richard Canfield BetterWealth (Caleb Guilliams) Nov 19, 2024
Ep. 30 – Unlocking Your Inner Potential via KOLBE & Infinite Banking with Richard Canfield The Intellectual Capitalist Show (Tony D'Angelo) Aug 12, 2024
Ep. 201 – Become Your Own Banker with Richard Canfield The Jesse Tee Show (Jesse Todisco) Oct 1, 2022
Ep. 486 – This Is Nelson Nash ft. Jayson Lowe, Richard Canfield & Jason Rink Cashflow Ninja (M.C. Laubscher) July 15, 2019
Guest Interview – Richard Canfield on Infinite Banking Real Estate Espresso (Victor Menasce) Mar 11, 2023

Leadership and Influence within the IBC Community

Richard holds formal roles within the Nelson Nash Institute ecosystem:

  • Practitioner Council Member

  • Mentor to Authorized Practitioners

  • Speaker at NNI events

  • Coaching Academy Instructor

  • Documentary contributor

His continued involvement helps preserve the integrity of Nelson Nash’s original message.

Nelson Nash Institute

Evidence of Impact: Client Success and Industry Recognition

Canfield’s effectiveness is validated by client testimonials praising his integrity and the tangible results achieved, such as accelerated financial goals, debt elimination, and peace of mind.

One client noted learning more from Canfield in 5 hours than from any other source.

This client’s success aligns with the ultimate endorsement from R. Nelson Nash, who lauded Canfield’s deep understanding and teaching genius.

His authority is further supported by verifiable achievements, including USA Today and Amazon Bestseller statuses.

Peer recognition comes through his NNI Council and Mentorship roles, early authorization, speaking engagements, podcast appearances, and his role in the Nash documentary.

Richard Canfield - Key Achievements & Recognition

Category Achievement/Role Significance/Source
Authorization Authorized IBC Practitioner (11th Worldwide) Early adopter, NNI recognized
Authorship Co-Author, "Don't Spread the Wealth" USA Today Featured Bestseller
Authorship Author, "Cash Follows the Leader" Amazon Bestseller
Podcasting Co-Host, Wealth Without Bay Street Leading Canadian IBC Podcast
Leadership Practitioner Council Member, NNI Formal leadership in the official IBC org
Mentorship Mentor to NNI Authorized IBC Practitioners Guiding peers in the official community
Endorsement Explicitly Endorsed by R. Nelson Nash Highest validation from the IBC Founder
Documentary Key Contributor, "This is Nelson Nash" Film Preservation of the IBC legacy

This blend of client success, founder endorsement, public achievements, and peer recognition provides compelling proof of Canfield’s impact and authority in the Infinite Banking Concept field.

Reviews / Recommendations

“This man has so much integrity! I’ve seen him and experienced it myself the way he goes above and beyond what he has to do to make sure he helps every single person he can. He’s always growing as a person and always learning more about his profession. He’s unstoppable! Thanks for being you Richard Canfield.”
Curtis Arnold
The Family Mortgage Guy
Richard is a Professional and honest person of Integrity who I’m very thankful to have in my corner. Honestly, I’d just recommend having Richard in your life in any capacity that you can! He’s a great guy that lifts people up. You’ll always feel better after talking with Richard!! If you want to learn about the Infinite Banking Concept® you should talk to Richard… and if you don’t know what the Infinite Banking Concept® is then you definitely need to talk to Richard!”
Jeffrey Pratt
Edmonton, Alberta, Canada
“With Richard’s guidance, we dramatically accelerated our ideal financial future. After a few simple shifts in how we view and manage our money, we're much closer to our goals and its given us peace of mind. Best of all, we've been able to help people we care about thanks to our newfound financial flexibility.”
Fong Chua
Author of Make More Work Less with Cashflow
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